Let’s talk about money mindset limiting beliefs, but in a way that doesn’t gaslight you. You cannot “affirmation” your way out of homophobia, racism, ableism, misogyny, or capitalism. You can’t “align your vibration” to bypass discrimination at the bank, the pitch meeting, or the hiring table. You can’t “mindset” your way out of systemic oppression. You can’t “overcome limiting beliefs” that other people hold. And anyone who tells you otherwise is either lying, selling something, or deeply disconnected from the real world.
That said, you’re not powerless, either. Yes, the system is rigged. And yes, you still get to show up with agency, self-respect, and some deeply satisfying clarity about what is (and isn’t) yours to carry. This isn’t about pretending the playing field is level. It’s about getting strategic, reclaiming your energy, and throwing a few well-aimed rocks at the bullshit stories that keep you stuck.
Step 1: Can Confirm You’re Not Making This Up
If you’ve ever thought, “It feels harder for me to succeed than it does for other people,” you’re not imagining it.
- Queer people face higher rates of workplace discrimination and are often excluded from old boys’ funding networks.
- BIPOC entrepreneurs are statistically underfunded and overpoliced.
- Neurodivergent folks are shamed for their pacing, communication styles, and energy cycles.
- Women and femmes are still penalized for being ambitious and for being “too much” when they show up with confidence.
None of that is your fault. AND we still internalize those experiences and start believing it is.
So the first step is naming what’s real. That’s not “negative thinking” – that’s sanity.
Step 2: Radically Accept What IS, So You Can Let It Go
One of the most compassionate things you can do is tell the truth about why things didn’t work out.
- You didn’t “fail to launch” your program because you’re lazy.
- You didn’t undercharge that client because you don’t value yourself.
- You didn’t ghost your social media because you “don’t want it bad enough.”
You were probably overwhelmed, dysregulated, exhausted, or trying to survive in a system that punishes authenticity and wants to erase us.
I want to be clear: justifying your failures doesn’t mean staying stuck in them. It means unhooking your self-worth from them long enough to try again – with a plan that actually works for you.
Step 3: Let’s Allay Your Fears By Getting Strategic, Not Delusional
You’re scared of being judged, rejected, broke, or found out. Cool. Me too. But when marginalized people take risks, the consequences are real – sometimes public, sometimes violent, sometimes economic. So it makes sense if your nervous system is like, “Let’s not post that spicy take on Instagram today.”
The work here isn’t to pretend you’re fearless. It’s to build enough safety, strategy, and support to take the next brave step anyway.
That might look like:
- Charging a rate that feels slightly edgy, but still safe enough to stand behind
- Practicing visibility in community before going fully public
- Setting up a script or system for dealing with pushback, trolls, or uncomfortable DMs – or just a policy of immediate BLOCK.
- Earning enough to rest more, not constantly stretch to “the next level”
Step 4: Encourage Your Dreams Without Burning Yourself Out
Let’s talk about those dreams: The book. The six-figure offer. The podcast. The retreat space in the woods. Whatever’s sitting in your heart waiting to be chosen.
You don’t need to become someone else to make that dream happen. You need to become more of yourself, with better tools and fewer internalized lies. Your dream doesn’t require you to be louder, faster, more consistent, or more “professional.” It requires you to feel safe, worthy, and supported enough to do what you already know you’re here to do.
Step 5: Throw Rocks at the Right Enemies
Here’s where I get spicy: Your money mindset limiting beliefs aren’t personal defects. They’re symptoms of capitalism, white supremacy, and trauma. They were planted in you by systems that profit when you stay small, confused, and overextended. These systems are definitely on a societal level, but they might be also on a community level, or even at a family level.
You know what’s revolutionary?
Saying no to clients who drain you
Letting your rates reflect your true value
Designing your business around your neurodivergent brain
Building trauma-informed visibility instead of forcing yourself to “show up” when it feels unsafe
Resting without guilt
Asking for help without shame
Every single one of those actions is a fucking rock thrown at a system that told you survival is the best you could hope for.
One last thing.
If you’ve spent years trying to become more disciplined, more confident, or more consistent, I have a gentle suspicion that those things might not actually be the problem.
I created the Have Your Own Back workbook for thoughtful, capable people who can show up brilliantly for everyone else but somehow disappear when their own business needs them most.
It will take about fifteen minutes to go through and may just give you language for experiences you’ve struggled to explain for years.
